Overdraft Facility
Instant Credit Line for Your Needs
About This Service
Get an overdraft facility against your residential property, commercial property, salary account, or fixed deposits. Access funds whenever you need and pay interest only on the utilized amount.
Key Features
Credit limits up to ₹2 Crore
Interest charged only on utilized amount
Flexible repayment schedules
Zero prepayment charges (on select accounts)
Overdraft against property, salary, or FD
Simple annual digital renewal process
Eligibility Criteria
- Age: 21–65 years
- Min. monthly income / salary ₹30,000
- Active business / salary account
- CIBIL score 700+
- ITR for last 2 years (for business OD)
Documents Required
- Aadhaar Card & PAN Card
- Last 6 months bank statement
- Income tax returns (ITR) for last 2 years
- Property documents / salary slips
- Business registration certificate (if applicable)
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